Frequently Asked Questions

Q: Do you take my insurance?

A: At this time we are accepting private insurance plans Anthem/Blue Cross Blue Shield, Aetna, Paramount, Medical Mutual of Ohio (MMO), CareSource, FrontPath, Humana, and United Healthcare. If your insurance is not one of the above and your policy has out-of-network speech benefits, you may be able to submit provided invoices/superbills to your insurance company and the company may directly reimburse you, based on the terms of your insurance policy. We provide the superbills, but we do not have the staff necessary to contact your insurance company. Most private insurance companies cover one evaluation per year, excluding co-pays, co-insurance, or deductibles. Some private insurance companies will only cover speech therapy if it is due to an accident or injury or if there is a medical diagnosis (ex. autism, cerebral palsy, or head injury). Some insurance policies require a co-pay or co-insurance per therapy visit.

Please note: We do not conduct insurance verification via phone calls. It is incumbent upon you to contact your insurance provider to verify coverage. This involves requesting details such as whether pre-authorization is necessary, coverage of specific diagnosis codes, and the annual allowance of visits. We can provide you with diagnosis codes and treatment codes to aid when making the phone call.

Q: Do I need a referral from my child’s pediatrician?

A: Yes, our office requires a referral to proceed with an evaluation or therapy. It is best practice to have a referral from a doctor. If you are going through your insurance company, an HSA, or an FSA, or if you are planning on getting reimbursed by your insurance company, a referral is definitely required.

Q: What should the referral say?

A: The referral/prescription must have a diagnosis code (examples include: F80.0; Phonological Disorder or F80.2; Mixed Receptive-Expressive Language disorder) and should say “evaluate and treat”. The referral can be brought in person on the day of the evaluation or can be faxed to +1 (419) 765-2074.

Q: If you don’t take my insurance, what are the costs for private pay?

A: Our fee schedule (effective 2026) for private pay is as follows:

  • Speech Evaluation: $200
  • Speech and Language Evaluation: $350
  • Speech Therapy Sessions:
    • 30 min: $70
    • 45 min: $105
    • 60 min: $140
  • Occupational Therapy Evaluation: $350
  • Occupational Therapy Sessions:
    • 30 min: $70
    • 45 min: $105
    • 60 min: $140

Q: Do we have to do an evaluation?

A: Yes. It is best practice to start with an evaluation so that the therapist can collect history, determine strengths and weaknesses, and set goals for therapy. If your child has been evaluated by a therapist outside of our organization within the past 6 months, that evaluation may be used to proceed with therapy.

Q: Tell me more about teletherapy.

A: For teletherapy, we can only accept patients who live in Ohio or Michigan. Some insurance companies do not cover teletherapy so the private pay rate would apply.